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The OARDC Employees' Credit Union, Inc. invites you to join us and help yourself, and others too, through payroll deduction savings (or cash deposits) and low interest loans.
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Annual Meeting
Learn more.
Privacy
Statement
privacy policy statement.pdf
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Who Can Join
Any OSU employee working in Wayne county or any USDA employee working at
OARDC's Wooster campus may become a member. |
Our Mission
We are an association of OSU and affiliated employees and their families who
have incorporated under law in a mutual endeavor to provide a safe and
convenient means of encouraging thrift through systematic savings, provide
funds from which members may obtain low cost loans for provident and
productive purposes and provide members an opportunity for learning how to
improve the management of their financial affairs through a cooperative and
democratic organization. |
Organization Profile
Control of the affairs of the Credit Union is vested in a Board of Directors
who are elected from and by the membership at the Annual Meeting at which a
quorum of members must be present. In addition to the Board of Directors,
there is an Audit Committee appointed by the board whose duty is to perform
a monthly examination of all of the books and records of the Credit Union.
Additionally, there is a Credit Committee whose duty is to meet weekly and
to examine and approve or deny requests for loans.
The OARDC Employees' Credit Union is insured by a private insurance company
- American Share Insurance (ASI). Share accounts are insured up to $250,000.
This institution is not federally insured, and if the institution fails, the
federal government does not guarantee that depositors will get their money
back.
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Contact Information
Any information regarding the Credit Union, its policies, and benefits may
be obtained from any member of the board, or by contacting the office during
business hours. The office is open from 12:00 (noon) until 1:00 pm on
Mondays, Tuesdays, Thursdays, and Fridays. The office is closed on
Wednesdays and state holidays.
Telephone
330-263-3923
FAX
330-202-3558
Postal address
OARDC Employees' Credit Union
1680 Madison Avenue
Wooster OH 44691
E-Mail
Send e-mail to:
credunion-OARDC@OSU.EDU
Remember - e-mail is not confidential.
THIS INSTITUTION IS AN
INDEPENDENT NONPROFIT CREDIT UNION ORGANIZED AND
OPERATED BY ITS MEMBERS, AND IS NOT SPONSORED, ADMINISTERED OR
FINANCIALLY SUPPORTED BY THE OHIO STATE UNIVERSITY.
THIS INSTITUTION IS NOT
FEDERALLY INSURED. MEMBER ACCOUNTS ARE NOT
INSURED OR GUARANTEED BY THE OHIO STATE UNIVERSITY, THE STATE OF OHIO,
OR ANY FEDERAL OR STATE GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
IT IS PRIVATELY INSURED BY AMERICAN SHARE INSURANCE."
THIS INSTITUTION IS NOT FEDERALLY INSURED.
MEMBER
ACCOUNTS ARE NOT INSURED OR GUARANTEED
BY ANY GOVERNMENT OR
GOVERNMENT-SPONSORED AGENCY.
INSURED BY AMERICAN SHARE INSURANCE.
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